About CDspotter.com
A certificate of deposit, or CD is a financial product offered by banks, credit unions and other financial institutions. Like savings accounts, CDs are insured (by the FDIC or NCUA) and are thus virtually risk-free. Unlike savings accounts, a CD has a specific, fixed term (often three months, six months, or one to five years), and, usually, a fixed interest rate providing a high yield. If the CD is held until maturity, the money may be withdrawn together with the accrued interest. For more information on CD accounts and high-yield online savings accounts bookmark CDspotter.com (CTRL-D or command-D) now, and come back to check out fresh articles every week.

Money Doesn't Grow on Trees But You Can Make Money Grow Faster With Money Market Accounts
The golden rule for personal finance is to pay yourself first The sooner you get money into an investment or savings; the more opportunity that money has to compound and grow over time

Savings Rates - Top 10 Tips For Finding the Best Savings Rate
More and more people are reducing their spending and choosing, instead, to save or invest the money they earn Find the best savings rate available to you and the money you put away will go a lot further

Certificates of Deposit (CDs) - How to Protect Your Financial Wealth
Certificates of Deposit (CDs) are a popular form of financial investment these days because they are considered to be more safe than many other types of savings and investments. This information is important for you to consider for your financial safety and wealth. It’s also important for you to ask questions of the bank. Disclaimer: This info and the tips are not intended to be comprehensive...that would take a book.

Extra Cash to Stash in a Savings Account or Certificate of Deposit
Though there has been a lot of good news being release recently indicating that we might be starting a recovery, we might have a little more rough spots before the good times are back The stock market is rallying, housing construction and sales are starting to bottom out and big companies like Citigroup and Wells Fargo reporting better than expected profits, but whether you like it or not, there are still indications that the recession isn't over

The Best Way To Ladder A Certificate Of Deposit
Certificate of deposit rates are at or near all time lows Current rates are just averaging about 2

Fixed Rate CDs: Investment or Savings?
When you think about certificate of deposits, do you consider it an investment or a savings account There are differences between what can be considered an investment vehicle and what would be considered a savings option